Types of Business Loans in Australia
Updated August 2026
Businesses can access a wide range of finance options depending on their needs, cash flow and security available.
Main business loan types
- Unsecured business loans
- Secured business loans
- Equipment finance
- Overdrafts
- Line‑of‑credit facilities
Choosing the right loan
The right loan depends on your business goals, cash flow stability and whether you can provide security.