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Term Deposit Comparison

Compare Australian term deposits by maximum available rate and provider.

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This is general information only and does not consider your personal circumstances.

Term Deposit Comparison FAQs

Which Australian banks offer the top term deposit rates for 2026?
Yields vary significantly based on term length and the issuing institution. BudgetWise compares secure 3-month, 6-month, 12-month, and 24-month options from licensed Australian ADIs.
What happens to my money when a term deposit matures?
Upon maturity, lenders typically give you a grace period to withdraw funds or reinvest them at the prevailing market rate for a matching term.
Can I withdraw my money early from a term deposit?
Early withdrawals are generally restricted and usually require providing 31 days' notice alongside a reduction in your accrued interest earnings.